CS MANAGEMENT SERVICES

Established 2001

HOME EQUITY LOANS EXPLAINED-UNLOCKING THE VALUE TO YOUR PROPERTY

SERVICES FOR PROPERTY OWNERS

Property management, investment properties, debt management

If you are a Home Owner and you’ve owned your own home for several years, the chances are that your property has increased in value at the same time that your outstanding has reduced.  This equity in your home can be a potential gold mine because you can borrow against it to invest in a new business, pay of your debt or to renovate or improve your property, allowing you to harness your home’s financial potential.  The equity in your home significantly increases your wealth over the long term.

HOME EQUITY LOANS

Home Equity Loans allows you to access the equity in your home. An Investor/Lender will loan you a proportion of your home equity which you can use to increase your investment portfolio, to renovate or improve your property and increase its market value, consolidate your debts, or even start a new business.

UNDERSTANDING EQUITY

The ‘equity’ in your home can be thought of as the profit—the difference between how much your property is now worth, and how much you owe on your bond. If you have owned your home for many years, your amount of equity has the potential to be in the hundreds of thousands Rands or even millions.

AN EXAMPLE-HOME EQUITY LOANS

Mary owns her own home.  She purchased it 10 years ago for R500,000. Over that time she has worked hard to pay down her bond which is currently at R280,000.  In addition, the values of homes in her area have increased substantially over the same time frame.  Her home has been appraised at R850,000.  The equity in her home would be R570,000— the current value R850,000) minus the current balance of her loan (R280,000). 

Mary has unsecure Debt (credit cards, clothing accounts, personal loan & vehicle finance) totaling to R220,000.

Mary obtained a loan on the equity on her home for R300,000 which she used to consolidate her debt as well as renovate her kitchen to her home and increase its market value.

Most homeowners take out home equity loans to finance big-ticket projects that boost the value of their homes. These might include:

Expansions and  refurbishments on their home

Kitchen or bathroom  remodeling

Landscaping and  infrastructure upgrades

Consolidating their Debt

IF YOU ARE A HOME OWNER DO NOT DELAY (we will get back to you within 72 hours)

CONTACT US FOR A FREE QUOTE TODAY, CLICK HERE------->>>>>>>>>>

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Property management, investment properties, debt management

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Property management, investment properties, debt management